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How it Works

We leverage technology connections with lenders across Canada to get you a rate quote on your current loan or lease. Because of our numerous lender partnerships, you know you are going to get the best approval for your situation!

How it Works

We leverage technology connections with lenders across Canada to get you a rate quote on your current loan or lease. Because of our numerous lender partnerships, you know you are going to get the best approval for your situation!

Complete an Application

Complete an Application

Fill out our basic credit application. This information will help determine which lender will best suit your situation and get you the best approval terms. We need information such as contact details, employment history and address.

Fill out our basic credit application. This information will help determine which lender will best suit your situation and get you the best approval terms. We need information such as contact details, employment history and address.

We Help You Out

We Help You Out

Our team and technology will use your application to get you approved with a lender. You will receive your loan terms (rate, amount, length of loan) and you can decide whether to accept or decline the offer.

When you proceed, we need the balance of your current loan and the asset associated with that loan. Our customer service team will then work with you to sign your new loan agreement electronically.

Our team and technology will use your application to get you approved with a lender. You will receive your loan terms (rate, amount, length of loan) and you can decide whether to accept or decline the offer.

When you proceed, we need the balance of your current loan and the asset associated with that loan. Our customer service team will then work with you to sign your new loan agreement electronically.

We Pay Out Your Old Loan

We Pay Out Your Old Loan

Once you have signed your loan agreement with your new lender, you’re done! Refy’s team takes care of paying out your loan with your current lender and you simply start making payments with your new lender. That’s it!

Once you have signed your loan agreement with your new lender, you’re done! Refy’s team takes care of paying out your loan with your current lender and you simply start making payments with your new lender. That’s it!

© All rights reserved

© All rights reserved